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Roth Conversion Calculator

Should you convert from a Traditional IRA to a Roth this year? Enter your numbers and we’ll project the after-tax wealth difference at retirement.

Math runs in ~1 second. We don’t store your inputs.

How this works: A simplified one-time conversion comparison. The model assumes conversion taxes are paid from outside funds (taxable cash) and accounts for the opportunity cost of those taxes. Real Roth-conversion strategies are usually multi-year and bracket-fill optimized; this tool is a starting point, not a final answer.

T&T Capital Management is an SEC-registered investment adviser. To talk with us about your specific situation, schedule a free consultation.